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688 Chapter 3:Processes and procedures • Section 3: Issuance of benefits (07/2026) • Rubber-stamp the endorsement on the check only if it has been determined that the individual died on or after the first day of the period for which the payment was provided. • The endorsement must show both the name of the deceased beneficiary and the name of the surviving spouse or next of kin, as well as the relationship of the endorser to the beneficiary. • The person who endorses the check receives the proceeds of the benefit. For cash benefits in an EBT account (except for SNAP cash-out), an adult survivor is designated as the alternate payee. The payee should be issued an EBT card and PIN to access the balance in the EBT account. For SNAP, there is no survivor’s right to benefits unless the survivor is independently entitled to benefits as a member of the benefit group. When the survivor is not in the benefit group: • Ask them to return the non-negotiated SNAP cash-out checks to the branch. • For SNAP benefits issued via EBT, cancel the remaining benefits from the EBT account. When the only survivor(s) is a child, refer to policy on emergency payees. Oregon Administrative Rule(s) 461-165-0140 — Endorsement and Survivorship of Benefits SNAP cash-out project for SSI or seniors When all members of a SNAP filing group are at least 65 years old or are SSI recipients and reside in Clackamas, Columbia, Multnomah or Washington counties, they receive their SNAP benefits through the “cash-out” program. This is called the SNAP Cash-Out project. Individuals receiving SNAP Cash-Out must meet the same eligibility criteria as other SNAP participants. To receive their benefits using cash-out, each person in the filing group must be one of the following: • Individuals living alone who are 65 years of age or older or have been determined eligible to receive SSI benefits under title XVI of the Social Security Act, or • Individuals living together, all of whom are 65 years of age or older or have been determined eligible to receive SSI benefits under title XVI of the Social Security Act. Note: Being determined eligible to receive SSI benefits under title XVI of the Social Security Act means either receiving SSI income or marked Yes to 1619B. The SNAP Cash-Out benefits may be issued in one of three ways: • EBT – SNAP benefits are issued as cash into an EBT account. These are accessed as cash transactions. For ongoing monthly issuances, these are available on the first day of each month. The staggered mail schedule used for EBT SNAP benefits is not used for EBT benefits in the SNAP Cash-Out project. • Direct deposit (DD) – SNAP benefits are issued by direct deposit into their private bank or credit union account. For ongoing monthly issuances, these are available on the second banking day of the month. • Check – SNAP benefits are issued by check and mailed to the individual when direct deposit fails. Checks are processed on the last business day of the month.