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687 Chapter 3:Processes and procedures • Section 3: Issuance of benefits (07/2026) management. Additionally, for REF and TANF, protective payment should be discussed as part of case planning decisions around potential disqualifications to reduce the risk of harm to individuals and cannot continue for longer than 24 months. For OSIPM and REF, use a dual-payee check for protective payments if the benefit group has shown they are not able to properly manage benefits meant to meet their needs. Issue the dual-payee check in both the name of the participant and the name of the service provider. All protective payment plans should be reviewed monthly for REF and TANF and every six months for OSIPM cases. This review can be part of the redetermination of eligibility. Protective payment methods include the following • Payments to authorized representatives • Dual-payee payments • Vendor payments (money management). If a participant’s benefits are being vendor paid by ODHS|OHA, all money left over after the participant’s bills are paid go directly to the participant. Oregon Administrative Rule(s) 461-165-0120 — Benefits for a Client in an Acute Care Hospital 461-165-0110 — Alternatives to Direct Money Payment; OSIP, REF, TANF 461-165-0050 — Dual Payee; When to Use; OSIP, REF, TANF Endorsement of benefits and benefits to survivors The individual or the individual’s payee must endorse checks issued in payment of a benefit. The endorsement on the check must be the same as the name appearing as payee. The individual can endorse a check with a mark or thumbprint if duly witnessed by two people giving their full names and addresses. The person with power of attorney may: • Act as authorized representative or alternate payee • Endorse and cash the benefit check as in the following example: John Doe (Recipient) by Richard Jones (Power of Attorney) For all programs except SNAP, any cash benefit issued to individuals before their death is available to their survivors. Checks may be endorsed in the name of the deceased beneficiary by the surviving spouse or next of kin, or by the administrator of their estate. Use the following procedure • Before the next of kin endorses a check, the check must be presented to a branch office.