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319 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility
For all programs except OSIPM, MSP and SNAP, property must meet all the following criteria to be considered contiguous property: » It must not be separated by land owned by people outside the financial group. » It must not be separated by public rights-of-way, such as roads. » It must be property that cannot be sold separately from the home.
For OSIPM, MSP, and SNAP, contiguous property is property not separated by land owned by people outside the financial group. In addition: » Contiguous property may be separated by public rights-of-way, such as roads, and » Property is contiguous even when it can be sold separately from the home.
Other dwellings on the land surrounding the home that cannot be sold separately from the home
Additionally, for SNAP, land on which the financial group is building, or plans to build, their home. Exclusion of home and other property For a participant who has an initial month of long-term care or waivered services on or after Jan. 1, 2006: • For purposes of this subsection “child” means a biological or adoptive child who is:
Under age 21, or
Any age and meets the Social Security Administration criteria for blindness or disability. • The equity value of a home is excluded if the requirements of at least one of the following are met:
The child of the individual or relative dependent on the individual for support occupies the home
The spouse of the individual occupies the home
Except when the home equity limit results in ineligibility, the requirements of at least one of the following are met: » The individual occupies the home. » The home equity is excluded under the income-producing property rules. » The home is listed for sale per the real property rule. • The equity in the home is more than $752,000 and the individual is unable legally to convert the equity value in the home to cash. For all other filing groups, the value of a home is excluded when the home is occupied by any member of the filing group. For SNAP, exclude the value of a home when it is occupied by the financial group. Additionally, for SNAP, exclude the value of land on which the group is building, or plans to build, their home. If the SNAP financial group owns (or is buying) the home they live in and has separate land they intend to build on, only exclude the home in which they live. Treat the land they intend to build on as real property. Exclusion during temporary absence If the value of the home is excluded above, the value of a home remains excluded in each of the following