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1270 (07/2026) Chapter 8: Examples • Chapter 8: Examples Step 3: Compute the amount needed to purchase a single premium immediate annuity. The resource amount allowed the community spouse by this method is $67,217. Mrs. Smith needs an extra $594 income per month for individual needs. (See Below) Compute Monthly Maintenance Needs Allowance Monthly Maintenance Needs Standard

$2,705.00 Shelter

Rent or Mortgage $600.00

Taxes/Insurance n/a

SNAP FUA +$515.00

Total Shelter = $1,115.00

Shelter Allowance - $811.50

Excess Shelter

+ $303.50 New MMNA (From SDS 450 Step 2b SUBTOTAL)

= $3,008.50 Do not exceed the cap of $4,066.50 Compute Spouse’s Total Available Income New MMNA (From SDS 450 Step 2b SUBTOTAL) $3,008.50 Mr. Smith's Gross Income $1,300.00

OSIPM Standard - $994.00

Available Income = $306.00

Spouse Gross Income + $1,821.00

Total Spouse Income

- $1,821.00 Monthly Income Needed (if positive) Mrs. Smith needs $3,015.62; Currently has $1,821.00 = $1,187.50 If this is a negative number, STOP here.