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1271 (07/2026) Chapter 8: Examples • Chapter 8: Examples Step 4: Compare all of the figures determined for a resource assessment and pick the largest amount that can be allocated to the spouse. • $75,000 • $32,532 • No court order • $67,217 Mrs. Smith gets to keep $75,000 of the couple’s resources. Step 5: Determine if the couple has to spend down any of their resources. Determine what Mr. and Mrs. Smith’s combined countable resources are at the time Mr. Smith applies for OSIPM. The amount is $100,000. Subtract Mrs. Smith’s community spouse resource allowance from what the couple’s combined countable resources are at the time Mr. Smith applies for OSIPM. $100,000 Couple's combined countable resources at time of application - 75,000 Mrs. Smith’s community spouse resource allowance $ 25,000 Resources considered available to Mr. Smith Step 6: Compare the resources remaining after the subtraction in Step 5 to the OSIPM resource standard for one person. $ 2,000 (OSIPM resource limit for one person) $25,000 (Mr. Smith’s resources) Because Mr. Smith’s resources are over the standard, he is not eligible for OSIPM until the couple’s combined countable resources are reduced to the largest of the four following amounts: $75,000 Mrs. Smith’s community spouse resource allowance + 2,000 OSIPM resource limit for one person $77,000

$32,532 State community spouse resource allowance + 2,000 OSIPM resource limit for one person $34,532