2023 Saver's Credit
Credit rate Married filing jointly Head of household All other filers* 50% of your contribution AGI not more than $43,500 AGI not more than $32,625 AGI not more than $21,750 20% of your contribution $43,501- $47,500 $32,626 - $35,625 $21,751 - $23,750 10% of your contribution $47,501 - $73,000 $35,626 - $54,750 $23,751 - $36,500 0% of your contribution more than $73,000 more than $54,750 more than $36,500
*Single, married filing separately, or qualifying widow(er)