2024 Saver's Credit
Credit rate Married filing jointly Head of household All other filers* 50% of your contribution AGI not more than $46,000 AGI not more than $34,500 AGI not more than $23,000 20% of your contribution $46,001- $50,000 $34,501 - $37,500 $23,001 - $25,000 10% of your contribution $50,001 - $76,500 $37,501 - $57,375 $25,001 - $38,250 0% of your contribution more than $76,500 more than $57,375 more than $38,250
*Single, married filing separately, or qualifying widow(er)