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1-7 (aaa) “Intentional Program Violation (IPV)” is the action by an applicant, recipient or provider of making a false or misleading statement or misrepresentation, concealment or withholding of facts for the purpose of: (i) Establishing or maintaining eligibility for child care assistance, or (ii) Increasing or preventing a reduction in the amount of child care assistance or payment. (bbb) “Knowledgeable source” is a person who has a considerable degree of familiarity with a subject gained through experience of, or association with the individual or subject. (ccc) “Licensed provider” is a provider who meets the licensing standards established by DFS. (ddd) “Loan” is a debt the borrower has an obligation to repay. A bona fide loan is one where there is a written agreement to repay the loan. Bona fide loans the assistance unit has an obligation to repay are not counted as income. (eee) “Lump sum” is a payment of earned or unearned money made not more than once per quarter. (fff) “Minimum health and safety standards” are requirements established to assure the health and safety of a child(ren) receiving child care services. (ggg) “Minor” is a person under 18 years old who does not meet Wyoming’s emancipation laws. (hhh) “Month” is: (i) Current month - the month in which eligibility is determined. (ii) Payment month - the calendar month for which the assistance is issued. (iii) “Month received” is the calendar month in which the payer or source made the money available or the individual receives the money in hand, whichever occurs first. Exception: SSA, SSI, VA and POWER received at the end of the month are considered for the following month. (jjj) “Need” for child care is the time when the eligible caretaker(s) is actually participating in an approved activity or component and the eligible child requires care. (kkk) “Net profit” is the gross receipts, less the current business expenses. (lll) “Noncooperation or noncompliance” is the act of refusing or failing to comply with a child support, work program, or POWER requirement, or to work with another to accomplish a common end or specified goal.