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1-6 (A) Working overtime; (B) Hourly pay with varying hours; (C) Receipt of tips or commissions; (D) Changes of hours or pay rate; or (E) Decrease or increase in hours of work due to vacations or sick leave or seasonal employment. (v) Gross income - the total money the person is entitled to receive, prior to any deductions such as the earned income disregard, Social Security, withholding tax, and garnishments. (vi) Infrequent income - income that is less than $50 per individual when received and not received more often than once every calendar quarter. (vii) In-kind income - the receipt of a good(s) or a service(s) instead of money or cash. In-kind earned income is considered when the applicant/recipient has a legal interest in a liquidated sum and has the legal ability to make such sum available for support and maintenance. (viii) Net income - the gross receipts from self-employment less the current business expenses. (ix) Periodic income - money that is not received on a regular basis. (x) Stable income - income received in a set/fixed amount from the same source(s) on a regular basis and there is no additional income which fluctuates. (xi) Unearned income - all money received not earned by providing goods and services or defined as a resource. (ww) “Infant” is a child from birth to 12 months of age. (xx) “In-home care" is child care provided in the child’s own home. In-home care is for any number of children who are immediate family members residing in the child(ren)’s home. (yy) “Initial eligibility determination” is the process of determining eligibility when the assistance unit applies for services for the first time or when there has been a break in aid of 30 days or more. (zz) “Insurance settlements” are the money a person(s) receives from a company for damage to property or person.