Job access loan.

Except as provided in par. (am), an individual is eligible to receive a job access loan if, in addition to meeting the eligibility requirements under s. 49.145, all of the following conditions are met with respect to the individual: 1. The individual needs the loan to address an immediate and discrete financial crisis. The crisis may not be the result of the individual’s failure to accept a bona fide offer of employment or the individual’s termination of a job without good cause. 2. The individual needs the loan to obtain or continue employment. Fulfillment of this requirement includes a loan that is needed to repair or purchase a vehicle that is needed to obtain or continue employment. 3. The individual is not in default with respect to the repayment of any previous job access loan or repayment of any grant or wage overpayments under this section. 4. The individual is not a migrant worker.

1. An individual is not eligible to receive a job access loan to repair or purchase a vehicle if the individual does not possess a current and valid operator’s license issued under ch. 343. 1m. An individual is not eligible to receive a job access loan to repair or purchase a vehicle unless the individual provides proof of a motor vehicle liability insurance policy as required under s. 344.62. 2. An individual who is on probation, parole, or extended supervision is not eligible to receive a job access loan to purchase a vehicle unless the individual provides proof that his or her probation, parole, or extended supervision agent has granted the individual permission to purchase a vehicle.

The department shall promulgate rules establishing the terms of any job access loan, including all of the following: 1. The maximum and minimum loan amounts in any 12-month period. 3. The terms and conditions of repayment. The rules promulgated under this subdivision shall provide for repayment by performance of in-kind services. The rules shall establish criteria that the Wisconsin works agency shall use to approve in-kind repayment of loans.

From the appropriations under s. 20.437 (2) (jL) and (md), the department shall allocate funds for job access loans to Wisconsin Works agencies, which shall administer the loans in accordance with rules promulgated by the department.

1. The department may, in the manner provided in s. 49.85, collect job access loan repayments that are delinquent under the terms of a repayment agreement. The department shall credit all delinquent repayments collected by the department of revenue as a setoff under s. 71.93 to the appropriation account under s. 20.437 (2) (jL). Use of the process under s. 49.85 does not preclude the department from collecting delinquent repayments through other legal means. 2. Subdivision 1. applies to delinquent repayments existing on or after July 26, 2003, regardless of when the loan was made or when the delinquency accrued.

An individual who would be eligible for a job access loan under par. (a), except that the individual has not attained the age of 18, is eligible under this paragraph if the individual meets the following requirements: 1. The individual is in an out-of-home placement or independent living arrangement supervised by an adult, as defined by the department. 2. The individual has graduated from high school or has met the standards established by the state superintendent of public instruction for the granting of a declaration of equivalency of high school graduation under s. 115.29 (4). 3. The individual will be 18 years old within 2 months after applying for the job access loan.

Notwithstanding s. 49.145 (1) and (2) (a), an individual who would be eligible for a job access loan under par. (a) except that the individual is a noncustodial parent of a dependent child is eligible to receive a job access loan under this subsection.