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Vermont Department for Children and Families Economic Services Division All Programs Rules 2012 p.2 Payment A. EBT transaction charges 1. Point-of-Sale (POS) Food: There is no charge to access EBT food benefits through point-of-sale (POS) devices. 2. Point-of-Sale (POS) Cash: There is no charge to access EBT cash benefits through POS devices within the Northeast Coalition of States (NCS), which includes Vermont, New Hampshire, New York, Massachusetts, Connecticut, Rhode Island, and Maine. The amount of cash accessed is subject to the retailer’s policy for the general public. The charge for POS cash transactions occurring outside the NCS is $.10 cents per transaction, deducted from the EBT cash account. 3. Automated Teller Machine (ATM) Cash: Whether a charge applies to each of a household’s first four ATM transactions in a calendar month depends on where the ATM is located: a. When the ATM is located within the NCS, the transaction is free. b. When the ATM is located outside the NCS, the transaction costs $0.40, deducted from the EBT cash account. The charge that applies to a household’s fifth or subsequent ATM transaction in a calendar month also depends on where the ATM is located: c. When the ATM is located within the NCS, the transaction costs $0.85, deducted from the EBT cash account. d. When the ATM is located outside the NCS, the transaction costs a total of $1.25, deducted from the EBT cash account. B. EBT replacement cards 1. There is no charge for the initial card, for one replacement card within 12 months of initial issuance, and for one replacement card every 12 months thereafter. 2. The charge for each replacement card exceeding these limits is $2.00, deducted from the EBT food account. The charge is deducted from the EBT cash account when the household does not have an EBT food account, or when the household has both types of accounts and the balance in the EBT food account is $0. C. Recovery of unused benefits A household’s entitlement to benefits they have not accessed after a specific period of time shall end, and the unused benefits shall revert back to the program from which they were issued. The period specified, by payment method, is: nine months for an EBT food benefit, three months for an EBT cash benefit, and 60 days for a check. For EBT accounts, no access is defined as no withdrawals from the account during the specified period.