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Updated September 2, 2026 page 2 Table 2: Family Copayment Scenarios The table below shows examples of what families might pay each month for child care based on their income and family size. The total family copayment is calculated using the copayment amount for each child in care and is limited to no more than 5% of the family’s monthly income. The Actual Total Family Copayment column shows the amount the family would be assessed after applying the 5% income limit.
Family Size Annual/ Monthly Income % of Federal Poverty Guidelines Per-Child Copayment, Based on Scale # of Children in Care Total Copayment, Based on Scale 5% of Income (Maximum Family Copayment) Actual Total Family Copayment Family A 4 $36,000/ $3,000 monthly 101%–150% $125 2 $250 ($125 x 2) $150 $150 ($75 per child) Family B 3 $64,800/ $5,400 monthly 201%-250% $225 1 $225 $270 $225 Family C 5 $114,000/ $9,500 monthly 251%-300% $275 2 $550 ($275 x 2) $475 $475
Table 3: Federal Poverty Guidelines (FPG) for CCSP This table shows examples of monthly income amounts at 100%, 200%, and 300% of the Federal Poverty Guidelines (effective October 1, 2026). Family Size 100% FPG 200% FPG 300% FPG 2 $21,640 annually/ $1,803 monthly $43,280 annually/ $3,607 monthly $64,920 annually/ $5,410 monthly 3 $27,320 annually/ $2,277 monthly $54,640 annually/ $4,553 monthly $81,960 annually/ $6,830 monthly 4 $33,000 annually/ $2,750 monthly $66,000 annually/ $5,500 monthly $99,000 annually/ $8,250 monthly 5 $38,680 annually/ $3,223 monthly $77,360 annually/ $6,447 monthly $116,040 annually/ $9,670 monthly 6 $44,360 annually/ $3,697 monthly $88,720 annually/ $7,393 monthly $133,080 annually/ $11,090 monthly