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1281 (07/2026) Chapter 8: Examples • Examples Step 7: Once Steps 1 through 6 are completed, code ONE with an LDS of either the calculated amount for the community spouse income allowance or the available income of the institutionalized individual, whichever is less. Mr. Smith’s available income ($1,718.72) is less than the calculated community spouse income allowance of $2,358.50, so the LDS amount is $1,718.72. Mr. Smith’s contribution toward the cost of care will be $0. Mrs. Smith will have a total income of $2,168.72 ($450 income + $1,718.72 LDS). Note: For cases with no community spouse: • The eligible dependent allowance is based on the TANF adjusted income standard. Use the individual and eligible dependents as the number in the need group to calculate the standard. (Individual plus 1 child =2). This amount is the eligible dependent’s allowance. • Do not reduce the TANF standard by the dependent’s income, if any. OSIPM Deciding to what extent to allow the CSIA Example 1: A community spouse has $1,400.00 income and pays $600.00 rent and utilities. Currently the need standard is $2,705.00, the shelter standard is $811.50 and the SNAP full utility allowance (FUA) is $515.00. $600.00 rent + $515.00 FUA = $1,115.00 total shelter - $811.50 shelter standard = $303.50 excess shelter. $2,705.00 need standard + $303.50 excess shelter = $3,008.50 total need - $1,400.00 spouse’s income = $1,608.50 support (CSIA). Therefore, $1,608.50 would be the appropriate CSIA amount if it is made available to the community spouse. Example 2: Zero CSIA - Individual refuses to pay support Cecil and Gerta are married but have been separated for 4 years. The eligibility worker determines that Cecil is entitled to a $450 deduction from income for an CSIA. Cecil refuses to make this support available to Gerta. Cecil would rather (1) not get the deduction and (2) pay more income toward the cost of services. The worker allows zero CSIA because none of the CSIA is being made available to Gerta.