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1280 (07/2026) Chapter 8: Examples • Chapter 8: Examples Compute Monthly Maintenance Needs Allowance Monthly Maintenance Needs Standard

$2,705.00 Shelter

Rent or Mortgage $400

Taxes/Insurance n/a

SNAP FUA +$515

Total Shelter = $915

Shelter Allowance - $811.50

Excess Shelter

+ $103.50 New MMNA (From SDS 450 Step 2b SUBTOTAL) = $2,808.50 Compute Spouse’s Total Available Income New MMNA (From SDS 450 Step 2b SUBTOTAL)

$2,808.50 Mrs. Smith’s Gross Income $450 Monthly Community Spouse Income Allowance = $2,358.50 Step 5: Deduct an amount for each eligible dependent whose monthly income is under $2,705.00. Determine the amount as follows: • Subtract the eligible dependent’s monthly income from $2,705.00; AND • Calculate one-third of the amount remaining. The Smiths have no eligible dependents and therefore do not qualify for this allowance. Step 6: Deduct the cost of the following: • Health insurance premiums (individual’s portion only, if premium covers a spouse and/or dependent) prorated on a monthly basis; AND • Other incurred medical expenses not covered by the State Plan, but recognized under state law code (e.g., dentures). Mr. Smith does not have any of these medical expenses, therefore does not qualify for this deduction.