Unearned income shall include, but not be limited to:

(i) assistance payments from Federal or federally aided public assistance programs, such as Supplemental Security Income (SSI), Aid to Families with Dependent Children (AFDC), or other assistance programs based on need except as provided for in this Part. Also included are payments made pursuant to the Home Relief (HR) program. Assistance payments derived from programs which require, as a condition of eligibility, the actual performance of work without compensation other than the assistance payments, will be considered unearned income;

(ii) annuities, pensions, retirement, veterans' or disability benefits, workers' or unemployment compensation, old-age, survivor's or social security benefits, strike benefits, foster care payments for children or adults, adoption subsidies, and gross income minus the cost of doing business derived from rental property in which a household member is not actively engaged in the management of the property for at least 20 hours a week;

(iii) support or alimony payments made directly to the household from nonhousehold members;

(iv) scholarships, educational grants, fellowships, deferred payment loans for education, veterans' educational benefits less allowable exclusions which are used for or made available by the educational institution for certain expenses as specified in section 387.11 of this Part;

(vi) dividends, interest, royalties, and all other direct money payments from any source which can be construed to be a gain or benefit; and

(vii) monies which are withdrawn or dividends which are or could be received by a household from trust funds considered to be excludable resources as specified in section 387.9 of this Part. Such trust withdrawals shall be considered income in the month received, unless otherwise exempt under the provisions of this section. Dividends which the household has the option of either receiving as income or reinvesting in the trust are to be considered as income in the month they become available to the household unless otherwise exempt under the provisions of this Part.