Excessive consideration prohibited; instruments for loans made in violation of part invalid; loans made outside of District.

(a) No person, except as authorized by this part, shall directly or indirectly, by any device, subterfuge, or pretense, whatsoever, ask, demand, charge, contract for, or receive, or participate, as agent, broker, procurer, intermediary, or volunteer, or in any other capacity, in asking, demanding, charging, contracting for, or receiving any interest, discount, fee, charge, or other consideration which in the aggregate is greater than the interest which is permitted by §§ 28-3301 to 28-3303 , upon any loan or application for loan in the amount or of the value of $1,000, or less, whether or not such loan is made.