2) Name on Check Rules

The customer lives with his spouse at home and meets the community spouse rules.

He gets monthly income of $800.00 Social Security retirement and $600.00 California State retirement pension. His spouse works full time and earns $5,000.00 a month in wages.

The community property rules are applied first, then the name-on-check rules:

Step Action 1 The gross countable unearned income of both spouses is combined: $1,400.00 (customer’s total countable unearned income) + $0.00 (spouse’s total countable unearned income) =$1,400.00 total gross countable unearned income 2 The gross countable earned income of both spouses is combined: $0.00 (customer’s total countable earned income) + $5,000.00 (spouse’s total countable earned) =$5,000.00 total gross countable earned income 3 The combined gross countable unearned income from Step 1 and the combined gross countable earned income from Step 2 is totaled: $1,400.00 (total gross countable unearned income) + $5,000.00 (total countable earned income) =$6,400.00 total countable income. 4 The total calculated from Step 3 is divided by two: $6,400.00 / 2 = $3,200.00 5 The result from Step 4 is compared to 300% of the FBR. In 2026, 300% FBR = $2,982.00. Since $3,200.00 is greater than $2,982.00, the customer is income ineligible for ALTCS using community property rules. Income eligibility must be determined using name on check rules (continue to step 6 below) 6 The customer’s counted monthly unearned income and earned income is totaled: $1,400.00 (customer’s total countable unearned income) + $0.00 (customer’s earned income) =$1,400.00 total countable income used for the gross income test. 7 The result from Step 6 is compared to 300% of the FBR: Since $1,400.00 is less than $2,982.00 , the customer is eligible for ALTCS using the name on check rules.