1) Community Property Rules

The customer lives in a nursing facility and meets the community spouse rules. Her husband lives at home.

The customer gets $1,200.00 Social Security Retirement and $200.00 Arizona State Retirement per month. Her husband gets $1,600.00 Social Security Retirement per month.

First, the gross income test is calculated using community property rules. See the steps below:

Step Action 1 The gross countable unearned income of both spouses are combined: $1,400.00 (customer’s total countable unearned income) + $1,600.00 (spouse’s total countable unearned income) =$3,000.00 total gross countable unearned income 2 The gross countable earned income of both spouses are combined: $0.00 (customer’s total countable earned income) + $0.00 (spouse’s total countable earned) =$ 0.00 total gross countable earned income 3 The combined gross countable unearned income from Step 1 and the combined gross countable earned income from Step 2 are totaled: $3,000.00 (total gross countable unearned income) + $0.00 (total countable earned income) =$3,000.00 total countable income. 4 The total calculated from Step 3 is divided by two: $3,000.00 / 2 = $1,500.00. 5 The result from Step 4 is compared to 300% of the FBR. In 2026, 300% FBR = $2,982.00. Because $1,500.00 is less than $2,982.00, the customer is income eligible for ALTCS using community property rules. NOTE When the result from Step 4 is more than 300% FBR, “name-on-check rules” are applied. See MAE610B.2 below.