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(B) a child of the transferor who is under 21 years of age;
(C) a child of the transferor who is blind under 7 AAC 40.140(a) or disabled under 7 AAC 40.170(a);
(D) a sibling of the transferor who is a co-owner of the home and was residing in the home for a period of at least one year immediately before the individual was institutionalized or began receiving home and community-based waiver services; or
(E) an adult child of the transferor who
(i) resided in the home for at least two years immediately before the transferor was institutionalized or began receiving home and community-based waiver services; and
(ii) provided care to the transferor throughout the two-year period in (i) of this subparagraph that allowed the transferor to live at home rather than in a medical institution or live at home without the use of home and community-based waiver services;
(7) a transfer of income to a Medicaid qualifying income trust under 7 AAC 100.610, or a transfer of assets to a special needs trust under 7 AAC 100.612 or pooled trust under 7 AAC 100.614;
(8) a transfer to a community spouse under 7 AAC 100.506 to prevent spousal impoverishment;
(9) a transfer to a spouse, child, or disabled person that complies with ( l) of this section;
(10) the purchase of a promissory note, loan, or mortgage if the note, loan, or mortgage
(A) is actuarially sound under 7 AAC 100.514(b);
(B) provides for scheduled periodic payments of equal amount evenly distributed over the term of the note, loan, or mortgage, with no deferral or balloon payments; and
(C) prohibits cancellation of the balance upon the death of the lender. (l) The transfer of an asset to an individual’s spouse or child, or to a disabled person is not subject to a transfer-of-asset penalty if the individual transferred the asset
(1) to the individual’s spouse or to another individual for the sole benefit of the individual’s spouse;
(2) from the individual’s spouse to another individual for the sole benefit of the individual’s spouse;
(3) to the individual’s child for the sole benefit of the individual’s child, if the child has been determined blind under 7 AAC 40.140(a) or disabled under 7 AAC 40.170(a);
(4) to a trust established for the sole benefit of the individual’s child, if the child has been