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139 STAT. 354 PUBLIC LAW 119–21—JULY 4, 2025 working adult described in paragraph (3) for the corresponding year. ‘‘(3) CALCULATION OF MEDIAN EARNINGS.— ‘‘(A) WORKING ADULT.—For purposes of applying para- graph (2) to an educational program at an institution, a working adult described in this paragraph is a working adult who, for the corresponding year— ‘‘(i) is aged 25 to 34; ‘‘(ii) is not enrolled in an institution of higher education; and ‘‘(iii)(I) in the case of a determination made for an educational program that awards a baccalaureate or lesser degree, has only a high school diploma or its recognized equivalent; or ‘‘(II) in the case of a determination made for a graduate or professional program, has only a bacca- laureate degree. ‘‘(B) SOURCE OF DATA.—For purposes of applying para- graph (2) to an educational program at an institution, the median earnings of a working adult, as described in subparagraph (A), shall be based on data from the Bureau of the Census— ‘‘(i) with respect to an educational program that awards a baccalaureate or lesser degree— ‘‘(I) for the State in which the institution is located; or ‘‘(II) if fewer than 50 percent of the students enrolled in the institution reside in the State where the institution is located, for the entire United States; and ‘‘(ii) with respect to an educational program that is a graduate or professional program— ‘‘(I) for the lowest median earnings of— ‘‘(aa) a working adult in the State in which the institution is located; ‘‘(bb) a working adult in the same field of study (as determined by the Secretary, such as by using the 2-digit CIP code) in the State in which the institution is located; and ‘‘(cc) a working adult in the same field of study (as so determined) in the entire United States; or ‘‘(II) if fewer than 50 percent of the students enrolled in the institution reside in the State where the institution is located, for the lower median earnings of— ‘‘(aa) a working adult in the entire United States; or ‘‘(bb) a working adult in the same field of study (as so determined) in the entire United States. ‘‘(4) SMALL PROGRAMMATIC COHORTS.—For any year for which the programmatic cohort described in paragraph (2) for an educational program of an institution is fewer than 30 individuals, the Secretary shall— Applicability.