A. Coinsurance

The beneficiary is responsible for a daily coinsurance amount of one-fourth of the inpatient hospital deductible for the 61st through the 90th days of inpatient hospital services used during each benefit period.

Where the actual charge to the patient for the 61st through the 90th day of inpatient hospital services is less than the applicable coinsurance amount, the coinsurance is the actual charge. (Where the actual charge to the patient for lifetime reserve days is less than the coinsurance amount for those days, the beneficiary is deemed to have elected not to use the days because they would not benefit from their utilization.) (See HI 00601.065B. )

The following chart shows the inpatient hospital coinsurance amounts for benefit periods beginning in each year since 1974:

Year in Which Benefit Period Began Coinsurance Amount 2020 352.00 2019 $341.00 2018 $355.00 2017 $329.00 2016 $322 2015 $315 2014 $304 2013 $296 2012 $289 2011 $283 2010 $275 2009 $267 2008 $256 2007 $248 2006 $238 2005 $228 2004 $219 2003 $210 2002 $203 2001 $198 2000 $194 1999 $192 1998 $191 1997 $190 1996 $184 1995 $179 1994 $174 1993 $169 1992 $163 1991 $157 1990 $148 1989 $0 * 1988 $135 1987 $130 1986 $123 1985 $100 1984 $89 1983 $76 1982 $65 1981 $51 1980 $45 1979 $40 1978 $36 1977 $31 1976 $26 1975 $23 1974 $21

*Coinsurance was not charged for inpatient hospital care in calendar year 1989 due to Catastrophic Coverage; the deductible was applied.