Medicare drug coverage (Part D) costs
Part D costs: What you pay in 2026: Premium Monthly Varies by plan. You may have to pay more, depending on your income. Who pays a higher Part D premium because of income? 2 ways to avoid paying a Part D late enrollment penalty : Get Medicare drug coverage when you first get Medicare Part A and/or Part B, and Don’t go 63 days or more without creditable drug coverage (coverage that’s similar in value to Part D). Find out more about the Part D penalty. Deductibles, copayments & coinsurance Varies by plan and pharmacy. Find Medicare drug plans in your area , and compare their costs and coverage. Out-of-pocket limit Yearly $2,100 (in 2026). Includes your deductible , out-of-pocket spending, and certain payments made on your behalf, like through the Extra Help program.
Learn more about Part D.
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