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2026 SSI and Spousal Impoverishment Standards Supplemental Security Income (SSI) Effective 1-1-26 SSI Federal Benefit Rate (FBR) SSI Resource Standard Income Cap Limit (300%) Earned Income Break Even Point Unearned Income Break Even Point Individual 994.00 2,000.00 2,982.00 2,073.00 1,014.00 Couple 1,491.00 3,000.00 N/A 3,067.00 1,511.00 Substantial Gainful Activity (SGA) Limit: 1,690.00 (Blind SGA: 2,830.00) CPI Increase for 2026: 3.0% CPI Increase, Since September 1988: 171.1% Spousal Impoverishment Effective 1-1-26 Unless Otherwise Noted Minimum Monthly Maintenance Needs Allowance (MMMNA): 2,643.75 All States (Except Alaska and Hawaii) (Effective 7-1-25) 3,303.75 Alaska 3,040.00 Hawaii Maximum Monthly Maintenance Needs Allowance: 4,066.50 Community Spouse Monthly Housing Allowance: 793.13 All States (Except Alaska and Hawaii) (Effective 7-1-25) 991.13 Alaska 912.00 Hawaii Community Spouse Resources: Minimum Resource Standard: 32,532.00 Maximum Resource Standard 162,660.00 Home Equity Limits: Minimum: 752,000.00 Maximum: 1,130,000.00