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2025 SSI and Spousal Impoverishment Standards Supplemental Security Income (SSI) Effective 1-1-25 SSI Federal Benefit Rate (FBR) SSI Resource Standard Income Cap Limit (300%) Earned Income Break Even Point Unearned Income Break Even Point Individual 967.00 2,000.00 2,901.00 2,019.00 987.00 Couple 1,450.00 3,000.00 N/A 2,985.00 1,470.00 Substantial Gainful Activity (SGA) Limit: 1,620.00 (Blind SGA: 2,700.00) CPI Increase for 2025: 2.4% CPI Increase, Since September 1988: 163.2% Spousal Impoverishment Effective 1-1-25 Unless Otherwise Noted Minimum Monthly Maintenance Needs Allowance (MMMNA): 2,643.75 All States (Except Alaska and Hawaii) (Effective 7-1-25) 3,303.75 Alaska 3,040.00 Hawaii Maximum Monthly Maintenance Needs Allowance: 3,948.00 Community Spouse Monthly Housing Allowance: 793.13 All States (Except Alaska and Hawaii) (Effective 7-1-25) 991.13 Alaska 912.00 Hawaii Community Spouse Resources: Minimum Resource Standard: 31,584.00 Maximum Resource Standard 157,920.00 Home Equity Limits: Minimum: 730,000.00 Maximum: 1,097,000.00