Reasons Your Direct Deposit Request Will Be Rejected

If any of the following apply, your direct deposit request will be rejected and your refund may be delayed.

You are asking to have a joint refund deposited to an individual account, and your financial institution(s) won’t allow this. The IRS isn’t responsible if a financial institution rejects a direct deposit.

The name on your account doesn’t match the name on the refund, and your financial institution(s) won’t allow a refund to be deposited unless the name on the refund matches the name on the account.

Three direct deposits of tax refunds already have been made to the same account or prepaid debit card.

You haven't given a valid account number.

Any numbers or letters on lines 35b through 35d are crossed out or whited out.

The IRS isn’t responsible for a lost refund if you enter the wrong account information. Check with your financial institution to get the correct routing and account numbers to make sure your direct deposit will be accepted.