Line 35b

The routing number must be nine digits. The first two digits must be 01 through 12 or 21 through 32. On the sample check shown later, the routing number is 250250025. Stella and Bailey Keys would use that routing number unless their financial institution instructed them to use a different routing number for direct deposits.

Ask your financial institution for the correct routing number to enter on line 35b if:

The routing number on a deposit slip is different from the routing number on your checks,

Your deposit is to a savings account that doesn’t allow you to write checks, or

Your checks state they are payable through a financial institution different from the one at which you have your checking account.