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Current Policy Effective Date: January 1. 2022
Date Last Reviewed:
Previous Policy: November 1, 2015
POL M1101: DETERMINING ELIGIBILITY FOR QMB
1. Applicants Must Meet Basic Eligibility Factors
Refer to Section M600 for a description of all basic eligibility factors.
2. Applicants Must Be Entitled To Part A And Part B Medicare Insurance
3. Applicants Must Meet Income Requirements
Require the countable income to be within the maximum income standard of less than or equal to 100% FPL. Assistance unit size of two must not be exceeded. Refer to Medicaid Table 1 . Refer to Section 905 for Income Disregards/Deductions.
4. Applicants Must Meet Resource Requirements
Require the countable resources to be within the resource limit for an individual, or couple. Refer to Medicaid Table 7 for the resource limit and Section M801 to determine if resources are countable.
5. Medicaid Will Pay Some Premiums And Deductions
Medicaid will pay Medicare Part A and B premiums.
Clients will receive a Medicaid card for the following limited services:
Yearly hospital and medical deductible. Coinsurance payment.
In addition, clients may receive assistance with their Medicare Part D premium payments from the Centers for Medicare and Medicaid Services (CMS).
6. Clients May Not Receive Retroactive Medicaid
Do not authorize retroactive Medicaid for clients receiving QMB benefits, unless they are found eligible under another coverage group allowing retroactive medical assistance.
7 Benefits Begin On First Day of Month After Eligibility Determination
8. Clients Must Be Reviewed
Clients must be periodically reviewed every 12 months to determine continued eligibility. Refer to Section M1403 for information on reviewing eligibility.
Clients must be reviewed for other Medicaid program eligibility before closing cases.
9. Clients May Lose Benefits
The case will close on the first day of the next month when any of the following occur:
Client does not complete review. Client dies. Client determined no longer eligible.