In this subsection, “transaction” means any action taken by an individual that changes the course of payments to be made under an annuity or the treatment of the income or principal of an annuity, including all of the following: 1.
(1)#
An addition of principal.
(2)#
An elective withdrawal.
(3)#
A request to change the distribution of the annuity.
(4)#
An election to annuitize the contract.
(5)#
A change in ownership.