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2. Subtract the minor children's total gross income from 100% the FPL for a family size equal to the number of minor children not living with a community spouse to get the family maintenance allowance. If the children's total gross income exceeds 100% FPL, no family maintenance allowance is deducted. 28.6.3.2.2 Family Maintenance Allowance Calculation - EBD-Related If there are no minor children in the home, and spousal impoverishment policies do not apply, calculate the following: 1. Spouse’s gross earned income. 2. -$65 and ½ of total gross earned income (see Section 15.7.5 $65 AND ½ EARNED INCOME DEDUCTION). 3. =__________. 4. +Spouse’s total unearned income. 5. =________________ (3)+(4). 6. -$20 disregard . 7. =_________________(6)-(5). 8. ____________Enter the Non-Spousal-Impoverishment Family Maintenance Allowance Maximum (see SECTION 39.4.3 LTC POST-ELIGIBILITY ALLOWANCES). If (7) is greater than (8), there is no family maintenance allowance. If (7) is less than (8), the family maintenance allowance is the difference between (7) and (8). 28.6.3.3 Special Exempt Income Special exempt income (see SECTION 15.7.2 SPECIAL EXEMPT INCOME) must be deducted from income when calculating cost share. 28.6.3.4 Health Insurance All health and dental insurance premiums covering the waiver person and for which he or she is responsible and pays a premium must be deducted from income when calculating cost share. This includes any Medicare Premium obligation including Medicare Part D. See SECTION 9.6.2 POLICIES NOT TO REPORT for a list of insurance types for which premium deductions are not allowed. If the waiver participant is part of a covered group but not responsible for the premium, find his or her proportionate share by dividing the premium by the number of people covered. If both members of a couple apply, but only one pays the premium, divide the premium equally. Prorate premiums over the months payment covers. Example 8 Sally pays a $600 premium quarterly for her Medicare supplement policy. Six hundred dollars divided by three equals $200. Enter $200 as her monthly health insurance premium payment on the Medical Coverage page. 28.6.3.5 Medical/Remedial Expenses The dollar amount of the applicant’s medical and remedial expenses, as reported by the MCO care manager, ICA, or ADRC, must be deducted from income when calculating cost share. See SECTION 15.7.3 MEDICAL/REMEDIAL EXPENSES and SECTION 20.3.6 MEDICAL OR REMEDIAL EXPENSES. Example 4 In February, Alice became eligible for Group B HCBW Medicaid with a cost share of $1100. In March, her MCO care manager verifies and reports a recurring medical expense of $500 each month. Starting