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28.2 Home and Community-Based Waivers Long-Term Care Fiscal Test Group Form the fiscal test group as follows: 1. Single person = a fiscal test group of one. 2. Married couple, when one spouse is applying for community waivers, and the other is a community spouse. This is a spousal impoverishment situation. Combine the assets (18.4.3 CALCULATE THE COMMUNITY SPOUSE ASSET SHARE) and apply the spousal impoverishment asset test (18.4.4 ASSET TEST). The income limit is the same as for institutionalized persons who do not have a community spouse. 3. Married couple, both applying for HCBW, are in two separate fiscal test groups. Spousal impoverishment policies may apply. Example 1: Cathy and Bob, a married couple, are both applying for community waivers. Both are each other’s community spouse. Combine the assets and apply the spousal impoverishment asset test. Calculate asset shares and asset limits for each. Cathy and Bob each have one year to spend assets down to $2,000, based on their individual application dates. This page last updated in Release Number: 19-01 Release Date: 4/19/2019 Effective Date: 4/19/2019 28.3 Home and Community-Based Waivers Long-Term Care Divestment IM determines divestment for adult home and community-based waivers applicants. For Group A applicants, the care manager completes F-20919D for IM to investigate and determine divestment. See 17.1 DIVESTMENT INTRODUCTION. This page last updated in Release Number: 19-01 Release Date: 4/19/2019 Effective Date: 4/19/2019 28.4 Reserved This page last updated in Release Number: 19-01 Release Date: 4/19/2019 Effective Date: 4/19/2019 28.5 Home and Community-Based Waiver Long-Term Medicaid Effective Date The begin date of Home and Community-Based Waiver Medicaid eligibility is the program start date determined by the ADRC or IRIS Consultant Agency (ICA). Waiver Medicaid cannot be backdated. 28.5.1 Urgent Services Applicants who have been determined functionally eligible for Family Care or Family Care Partnership may receive services from the MCO while Medicaid financial eligibility is being determined if they have