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The result is the member’s monthly premium amount. Note 503, Disabled Adult Child (DAC), widow or widower disregards allowed in eligibility determinations cannot be allowed in premium calculations.
Example 1 Shannon applies for MAPP. Her Premium Gross Income is under 100% of the FPL. She has no premium.
Example 2 Michael applies for MAPP. His Premium Gross Income is 105% of the FPL. Even though his impairment- related work expenses and medical/remedial expenses decrease his Premium Net Income to $0, Michael will still have a $25 monthly MAPP premium.
Example 3 Susan is a MAPP member whose Premium Gross Income is 165% of the FPL. When her allowable deductions are taken in the premium calculation, her Countable Net Income is $1,750. Her monthly MAPP premium will be calculated as shown below: $2,200 Premium Gross Income − $300 monthly IRWE deduction − $150 monthly medical/remedial deduction -------------- $1,750 Countable Net Income − $1,330 (100% of the FPL) -------------- $420 Premium Net Income X 0.03 (3%) -------------- $12.60 +$25 Base Premium Amount -------------- $37.60 (round down to nearest whole dollar) Susan’s monthly MAPP premium is $37. 26.5.1.1 Independence Account Penalty If the member's total deposits into an Independent Account exceed 50% of the member's gross earnings, the member will be penalized using the following formula. At renewal or re-application for MAPP, look back 12 months and: 1. Take the total verified Annual Deposits minus 50% of verified annual gross earned income divided by 12 to get the monthly assessment. 2. Add this monthly assessment to the premium for the next 12 months of eligibility. CWW will only impose Independence Account penalties if the member is otherwise required to pay a premium. Example 4 Brenda deposited $1,200 more than 50% of her actual annual gross earned income in her Independence Account. If Brenda’s income exceeds 100% of the FPL (see SECTION 39.5 FEDERAL POVERTY LEVEL TABLE) and she is responsible for a monthly premium, add the monthly assessment of $100 to her monthly premium for the next 12 months. If Brenda’s income is less than or equal to 100% of the FPL, do not impose a penalty.