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3. Find the decimal figure that applies to that month and the year the Social Security check was received. 4. Multiply the gross Social Security income by the applicable decimal figure and round to the nearest whole dollar. Note Once the disregard amount is determined and applied, going forward, all subsequent COLA increases will be disregarded automatically as part of the annual COLA mass change. Month SSI Was Last Received Multiply 2026 Social Security by: Multiply 2025 Social Security by: Jan 2025 - Dec 2025 0.027237 -- Jan 2024 - Dec 2024 0.050963 0.024390 Jan 2023 - Dec 2023 0.080391 0.054642 Jan 2022 - Dec 2022 0.153993 0.130305 Jan 2021 - Dec 2021 0.201127 0.178758 Jan 2020 - Dec 2020 0.211379 0.189298 Jan 2019 - Dec 2019 0.223798 0.202065 Jan 2018 - Dec 2018 0.244940 0.223798 Jan 2017 - Dec 2017 0.259745 0.239018 Jan 2016 - Dec 2016 0.261959 0.241294 Jan 2015 - Dec 2015 0.261959 0.241294 Jan 2014 - Dec 2014 0.274296 0.253976 Jan 2013 - Dec 2013 0.285021 0.265001 Jan 2012 - Dec 2012 0.296972 0.277287 Jan 2011 - Dec 2011 0.321402 0.302401 Jan 2010 - Dec 2010 0.321402 0.302401 Jan 2009 - Dec 2009 0.321402 0.302401 Jan 2008 - Dec 2008 0.358603 0.340644 Jan 2007 - Dec 2007 0.373023 0.355468 Jan 2006 - Dec 2006 0.393053 0.376058 Jan 2005 - Dec 2005 0.416957 0.400632 Jan 2004 - Dec 2004 0.432286 0.416390 Jan 2003 - Dec 2003 0.443962 0.428393 Jan 2002 - Dec 2002 0.451639 0.436285 Jan 2001 - Dec 2001 0.465535 0.450570 Jan 2000 - Dec 2000 0.483609 0.469150 Jan 1999 - Dec 1999 0.495712 0.481592 Jan 1998 - Dec 1998 0.502184 0.488245 Jan 1997 - Dec 1997 0.512423 0.498771 Jan 1996 - Dec 1996 0.526164 0.512897