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2.5.1.1 Signatures from Representatives ............................................................................................ 48 2.5.2 Witnessing the Signature ............................................................................................................... 51 2.5.3 Spousal Impoverishment Medicaid Signatures.............................................................................. 51 2.5.4 Telephone Signature Requirements .............................................................................................. 51 2.5.5 Valid Signature on the Federally-Facilitated Marketplace Application ......................................... 51 2.5.6 Electronic Signatures...................................................................................................................... 52 2.6 Filing Date ............................................................................................................................................. 52 2.6.1 In Person/Mail/Fax ......................................................................................................................... 52 2.6.2 By Telephone ................................................................................................................................. 53 2.6.3 By ACCESS ...................................................................................................................................... 53 2.6.4 Low Income Subsidy Program of Medicare Savings Programs ...................................................... 53 2.6.5 Federally Facilitated Marketplace .................................................................................................. 53 2.7 Application Processing Period ............................................................................................................... 53 2.7.1 Multiple Application Submission ................................................................................................... 54 2.8 Begin Dates ........................................................................................................................................... 54 2.8.1 Begin Dates Introduction ............................................................................................................... 54 2.8.2 Backdated Eligibility ....................................................................................................................... 55 2.8.2.1 Backdated Eligibility Timeframe ............................................................................................. 55 2.8.2.2 Determining Backdated Eligibility ........................................................................................... 55 2.8.2.3 Medical Bills During Backdated Eligibility Period .................................................................... 56 2.9 Denials and Terminations ..................................................................................................................... 56 2.9.1 Termination .................................................................................................................................... 56 2.9.2 Denial ............................................................................................................................................. 57 3.1 Renewals ............................................................................................................................................... 57 3.1.1 Timely Renewals ............................................................................................................................ 58 3.1.2 Late Renewals ................................................................................................................................ 58 3.1.3 Late Verifications for Renewals ..................................................................................................... 60 3.1.4 Gaps in Coverage ........................................................................................................................... 60 3.1.5 Program Changes at Renewal ........................................................................................................ 61 3.2 Administrative Renewals ...................................................................................................................... 61 3.2.1 Administrative Renewals Introduction .......................................................................................... 62 3.2.2 Administrative Renewal Selection Criteria .................................................................................... 62 3.2.3 Administrative Renewal Process .................................................................................................... 63 3.2.3.1 Successful Administrative Renewals ....................................................................................... 63 3.2.3.2 Unsuccessful Administrative Renewals................................................................................... 63