Page 163

Do not count the following: • Reimbursement for medical or social services • Payments restricted to the future purchase of a medical or social service 15.4.3 Unemployment Compensation Count normal UC that is received. Count UC that is intercepted to collect child support as if the UC beneficiary actually received the intercepted dollars. 15.4.4 Retirement Benefits See SECTION 16.11 RETIREMENT FUNDS 15.4.5 General Relief and Charity Count unrestricted General Relief and charitable payments as follows: 1. Subtract the process month's Family Allowance from the AFDC Assistance Standard (see SECTION 39.3 AFDC-RELATED INCOME TABLE) for this size fiscal group. 2. Multiply the difference by 12 to get the maximum payment you can disregard. 3. Ignore any payment that is less than the maximum. 4. Subtract from the maximum the amount of any payment that is greater than the maximum. 5. Count the remainder as unearned income. 15.4.6 Gifts A gift is something a person receives that is not repayment for goods or services the person provided and is not given because of a legal obligation on the giver’s part. To be a gift, something must be given irrevocably (that is, the donor relinquishes all control). Treat non-cash gifts as an asset, as you would an asset of a similar type. A cash gift is unearned income only in the month of receipt. Count the gift as an asset in the months following the month of receipt. Disregard cash gifts (such as for birthdays, graduation, and Christmas) that total $60 or less for each AG member for each calendar quarter. Funds received through a crowdfunding account, such as GoFundMe and Kickstarter, would be considered a gift and counted as unearned income in the month of receipt and as an available asset in subsequent months as long as the funds are still in the person’s possession (i.e., the person did not spend it in the month of receipt). Funds that are not accessible for a person to withdraw are an unavailable asset. Disbursements would be unearned income in the month withdrawn and an available asset in subsequent months if the funds are still in the person’s possession. 15.4.7 Land Contract Count any portion of monthly payments received that are considered interest from a land contract as unearned income. If the land contract cannot be sold because it is not considered to be negotiable, assignable, enforceable, and marketable, it cannot be considered an available asset. Count any repayments toward the principal of the loan as income. If the land contract can be sold, it is counted as an available asset, and the principal portion of the repayment remains an asset. Disregard any