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15.1 Income Introduction 15.1.1 Elderly, Blind, or Disabled Fiscal Test Group An EBD fiscal test group (FTG) usually includes the individual who is non-financially eligible for Medicaid and anyone who lives with him or her and who is legally responsible for him or her. EBD fiscal test groups are groups of one or two. Spouses who live together are in each other’s FTG. This means that the income and assets of both spouses are counted when determining Medicaid eligibility for either or both spouses. The FTG size for this living arrangement is two. There are some exceptions to this Policy: • Blind or disabled minors (or dependent 18-year-olds): A blind or disabled minor (or dependent 18-year-old) living with his or her parents would be a one-person FTG. Special instructions for deeming parental income to the disabled minor are described in SECTION 15.1.2 SPECIAL FINANCIAL TESTS FOR DISABLED MINORS • Children and young adults who are applying for HCBW Medicaid for enrollment into the CLTS waiver program are a one-person FTG and have eligibility determined under the policy in SECTION 37.3 HCBW MEDICAID CARES PROCESSING FOR THE CLTS WAIVER PROGRAM. • SSI recipients: If one spouse is applying for EBD Medicaid and the other spouse is an SSI recipient, the SSI recipient spouse is not included in the applicant's FTG. For this situation, you would have a one-person FTG when determining the Medicaid eligibility of the non-SSI spouse. • Medicaid Purchase Plan (MAPP): Children are included in the FTG of a MAPP applicant or member, so the FTG for this program could be greater than two people. See SECTION 26.2.2 FISCAL TEST GROUP for more information. An individual applying for Long-Term Care Medicaid, including Institutional Medicaid, HCBW, Family Care, PACE, Partnership, or IRIS, would be a one-person fiscal group. If the individual is married, refer to SECTION 18.1 SPOUSAL IMPOVERISHMENT INTRODUCTION for special instructions regarding spousal impoverishment procedures. 15.1.2 Special Financial Rules for Disabled Children for SSI-Related Medicaid Some amount of parental income may be deemed to a blind or disabled minor child or dependent 18- year-old when determining the child’s financial eligibility for SSI-Related Medicaid and Medicare Savings Programs. The blind or disabled child is a separate fiscal test group of one. The deemed parental income is added to the child’s own income for the eligibility determination. An “eligible child" in this section is defined as a minor child or dependent 18-year-old who is blind or disabled. An “ineligible child” in this section is defined as a minor child or dependent 18-year-old who lives in the same household as the eligible child and is neither blind nor disabled. Children who receive SSI are not counted as household members for purposes of this deeming process. To determine how much parental income must be deemed to each eligible child: