3.2.1 115 Percent Gross Income Test

If the total countable income (see 3.2.7 ) of the W-2 Group An adult custodial parent, all dependent children with respect to whom the individual is a legal custodial parent and all minor children with respect to whom the adult individual’s dependent child is a custodial parent. W-2 Group includes any non-marital co-parent or any spouse of the individual who resides in the same household as the individual and any minor children with respect to whom the spouse or non-marital co-parent is a custodial parent. W-2 Group does not include any person who is receiving cash benefits under a county relief block grant program. This is also referred to as the W-2 Assistance Group (W-2 AG) at application is less than or equal to 115% of the FPL Federal Poverty Level for the size of the W-2 Group, the group may be considered for all W-2 services or a JAL Job Access Loan .

See 3.2.8 for income that is disregarded.

The FPL changes in February of each year. These figures were effective February 1, 2026.

W-2 Group Size Annual 115% FPL Monthly 115% FPL 1 $18,360 $1,530 2 $24,888 $2,074 3 $31,416 $2,618 4 $37,956 $3,168 5 $44,484 $3,707 6 $51,012 $4,251 7 $57,552 $4,796 8 $64,080 $5,340 9 $70,608 $5,884 10 $77,148 $6,429 11 $83,676 $6,973 12 $90,204 $7,517 13 $96,744 $8,062 14 $103,272 $8,606 15 $109,800 $9,150 16 $116,340 $9,695 17 $122,868 $10,239 18 $129,396 $10,783 Each Additional Person Add $544

EXAMPLE : Jonathan applied for W-2 on May 5. Jonathan has a family size of three. The monthly 115% gross income limit for his family size is $2,618. At the time of application, his total income equaled $2,550 per month. Jonathan tells his worker that his $250 Unemployment Insurance will end effective June 30. In this example, Jonathan is financially ineligible for W-2 for both May and June and, unless Jonathan's income drops for some other reason, he would not be eligible for W-2 until July.