Resources of a married couple – both institutionalized

The spousal impoverishment rules do not apply if both spouses are institutionalized. If both spouses apply for LTC services during the same month, the department considers all nonexcluded resources available to both spouses when establishing eligibility. If one spouse applies for LTC services in a month after eligibility for the other spouse has been established, or if both were denied in the previous month because of excess resources, the department considers one-half of community resources and separate resources respectively when determining the eligibility of each spouse.