Employment - Basic Coverage Group (BCG)

Individuals do not have to work a certain number of hours or earn a minimum amount of income to be eligible for HWD coverage under the BCG. Individuals who want to participate in the HWD program must provide proof they have earned income.

To satisfy the program requirement of being employed or self-employed, a person must provide proof that the work activity they perform is generating income subject to federal income tax rules. Individuals can meet this requirement by providing evidence that FICA and payroll taxes are taken out of their earnings.

When HWD may still be approved

If a person works for an employer that by law is not required to withhold FICA or payroll taxes or is prohibited from doing so, such as Tribal governments or certain sheltered workshops, HWD coverage may still be approved.