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Version 4 Updated 07/13/2026

3 | P a g e Institutional Income Standard for Long-Term Care (§ 29.14(f)(2))

Effective 1/1/26

Effective 1/1/25 – 12/31/25

Individual

$2,982

Individual

$2,901 Couple

$5,964

Couple

$5,802

Personal Needs Allowance for Long-Term Care (§ 24.04(c))

Effective

01/01/24

Effective 1/1/21 – 12/31/23 Individual

$79.93

Individual

$72.66 Couple

$159.85

Couple

$145.33

Substantial Gainful Activity (SGA) Income Limit (§ 3.00)

Effective 1/1/26

Effective 1/1/25 – 12/31/25 Blind $2,830

Blind $2,700

Disabled $1,690

Disabled $1,620

Resource Maximums

MABD-related (§ 29.07) Household Maximums

Group Size

1 $2,000

2 $3,000

Home-Based Long Term Care Disregard (§ 29.08(i)(12)) Note: See § 29.08(i)(12) for criteria that must be met in order to allow the home-based LTC disregard.

Effective 10/7/05

$5,000

Community Spouse Resource Allocation Maximum, Long-Term Care (§ 29.10(e))

Effective 1/1/26

Effective 1/1/25 – 12/31/25

$162,660

$157,920

Substantial Home Equity Limit, Long-Term Care (§ 29.09(d), § 29.08(a)(1))

Effective 1/1/26

Effective 1/1/25 – 12/31/25 $752,000

$730,000