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DEPARTMENT FOR AGING AND REHABILITATIVE SERVICES AUXILIARY GRANT PROGRAM NON-SSI INCOME SOURCES 07/19 CHAPTER I, PAGE 25

The OPM telephone number is toll-free, (888) 767-6738. Send written inquiries to: Office of Personnel Management Retirement Operations Center P.O. Box 45 Boyers, PA 16017 Email: retire@opm.gov

20. Credit Life Or Credit Disability Insurance Payments Not Income Credit life and credit disability insurance policies are issued to or on behalf of borrowers, to cover payments on loans, mortgages, etc. in the event of death or disability. These insurance payments are made directly to loan or mortgage companies, etc. and are not available to the individual. 20.1. Income Treatment Payments made under a credit life or credit disability insurance policy on behalf of an individual are not income. 20.2. Verification Verification is not required, unless questionable. If questionable, use documentation in the individual's possession or contact the source of the payment to verify the type and source of payment.

21. Death Benefits Unearned Income A death benefit is something received as the result of another's death. The AG application and redetermination forms do not ask specifically about death benefits. Be alert for situations where further questioning about death benefits is advisable. Examples of death benefits include: • Proceeds of life insurance policies received due to the death of the insured;