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DEPARTMENT FOR AGING AND REHABILITATIVE SERVICES AUXILIARY GRANT PROGRAM NON-SSI RESOURCE ELIGIBILITY 11/18 CHAPTER E PAGE 31 Assume the automobile is used for transportation, absent evidence to the contrary. 16.1.3. When an Individual Owns More Than One Automobile If the eligible individual/couple own more than one automobile used for transportation of the eligible individual/couple or a member of the eligible individual’s/couple’s household, the total exclusion applies to the automobile with the greater equity value. The current market value of any automobile, other than the one wholly excluded is a resource. 16.2. Value Use the average trade-in value listed in the National Automobile Dealers Official Used Car Guide (NADA) Guide to determine the vehicle’s current market value. The countable resource value is the individual’s equity value. Do not use the N.A.D.A. guides when: • The guides do not list the make and/or model of the vehicle. • The guides do not show a value for the listed make and/or model of the vehicle. • The vehicle is a car or truck that is 25 or more years old. • A non-motorized vehicle (e.g., an animal or animal-drawn vehicle). In these situations, obtain a written appraisal of the automobile’s CMV from a disinterested knowledgeable source, such as a used car or truck dealer or an automobile insurance company. 16.2.1. Rebuttal If the N.A.D.A. guide trade-in value affects eligibility and the individual disagrees with it, give him/her the opportunity to rebut it. An example of rebuttal evidence can be a written appraisal of an automobile’s CMV obtained by the individual at his or her own cost from a disinterested knowledgeable source, such as a used car or truck dealer or an automobile insurance company. The estimate should show what the vehicle would sell for on the open market in the area.