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DEPARTMENT FOR AGING AND REHABILITATIVE SERVICES AUXILIARY GRANT PROGRAM NON-SSI RESOURCE ELIGIBILITY 11/18 CHAPTER E PAGE iv

TABLE OF CONTENTS 18.3.1. Penalty — Funds Used For Another Purpose ................................................................................. 38 18.4. LIFE INSURANCE DESIGNATED AS A BURIAL FUND ................................................................................... 41 18.5. LIFE INSURANCE DIVIDENDS ..................................................................................................................... 41 18.6. VERIFICATION ........................................................................................................................................... 41 19. BURIAL INSURANCE ...................................................................................................................................... 42 19.1. VERIFICATION ........................................................................................................................................... 42 20. BURIAL SPACES .............................................................................................................................................. 42 20.1. EXCLUSION ............................................................................................................................................... 43 20.2. INDIVIDUAL'S IMMEDIATE FAMILY ............................................................................................................ 43 20.3. HELD FOR ................................................................................................................................................. 43 20.4. VERIFICATION: .......................................................................................................................................... 44 21. BURIAL TRUSTS .............................................................................................................................................. 44 21.1. REVOCABLE BURIAL TRUSTS .................................................................................................................... 44 21.2. OTHER BURIAL TRUSTS............................................................................................................................. 44 21.2.1. Funeral Provider Establishes A Trust ............................................................................................. 45 21.2.2. Individual Establishes An Irrevocable Trust ................................................................................... 45 21.3. ASSISTANT ATTORNEY GENERAL REVIEW ................................................................................................ 45 21.4. VERIFICATION ........................................................................................................................................... 45 22. CASH ................................................................................................................................................................... 45 22.1. VERIFICATION ........................................................................................................................................... 45 23. CERTAIN CASH TO PURCHASE MEDICAL OR SOCIAL SERVICES .................................................. 46 23.1. EXCLUSION ............................................................................................................................................... 46 23.1.1. Exception......................................................................................................................................... 46 23.1.2. Services That Are Not Income ......................................................................................................... 46 24. CERTIFICATES OF DEPOSIT ....................................................................................................................... 47 25. CHECKING AND SAVINGS ACCOUNTS .................................................................................................... 47 25.1. VALUE ....................................................................................................................................................... 47 25.2. DEPOSITS OF INCOME ................................................................................................................................ 47 25.2.1. Allegation of Checks That Have Not Cleared the Bank .................................................................. 48 25.3. OWNERSHIP OF ACCOUNT ......................................................................................................................... 48 25.3.1. Fiduciaries ...................................................................................................................................... 48 25.3.2. Individual Accounts......................................................................................................................... 48 25.3.3. Joint Accounts ................................................................................................................................. 48 25.3.4. Ownership Rebuttal......................................................................................................................... 48 25.4. RIGHT TO USE FOR SUPPORT AND MAINTENANCE ..................................................................................... 49 25.4.1. Examples of Evidence to the Contrary ............................................................................................ 49 25.4.2. Examples of Restricted Use ............................................................................................................. 50 25.5. VERIFICATION ........................................................................................................................................... 50 26. CHILD TAX CREDITS (CTC) ......................................................................................................................... 51 26.1. EXCLUSION ............................................................................................................................................... 51 26.2. INTEREST ................................................................................................................................................... 51 26.3. VERIFICATION ........................................................................................................................................... 51 27. COMMINGLED FUNDS .................................................................................................................................. 51 27.1. NON-BURIAL RELATED EXCLUDED FUNDS ............................................................................................... 51