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DEPARTMENT FOR AGING AND REHABILITATIVE SERVICES AUXILIARY GRANT PROGRAM NON-SSI RESOURCE ELIGIBILITY 11/18 CHAPTER E PAGE 27 • Uses the property as his or her principal place of residence; • Would have to move if the property were sold; and • Has no other readily available housing. 11.2. Allegation Of Loss Of Housing For Co-Owner If someone alleges that the sale of certain real property would force a co-owner living on it to move, obtain: • The individual's signed statement to that effect, and • Evidence of joint ownership. 11.2.1. Required Statement From Resident Co-Owner Obtain a statement from the co-owner regarding whether he or she: • Uses the property as his or her principal place of residence; • Would have to move if the property were sold; and • Have other living quarters readily available. 11.3. Hardship Determination Determine on the basis of the statements of the individual and the co-owner whether or not the sale of the property would cause undue hardship to the co- owner. Accept any reasonable allegation from the co-owner that there is no readily available housing (e.g., no other affordable housing available or no other housing with necessary physical modifications for a handicapped individual). 12. ABLE Accounts An Achieving a Better Life Experience (ABLE) account is for eligible individuals with disabilities and is administered by Virginia529. Any money in an ABLE account is excluded up to $500,000 as a state exemption and will not be a countable resource in determining eligibility for AG, reapplications and/or renewals. Disbursements for qualified disability expenses for the beneficiary from an account are disregarded. The amount disbursed will not be considered as countable income to the beneficiary.