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DEPARTMENT FOR AGING AND REHABILITATIVE SERVICES AUXILIARY GRANT PROGRAM NON-SSI RESOURCE ELIGIBILITY 11/18 CHAPTER E PAGE 6 the whole property for the duration of the tenancy. In effect, each owner owns all of the property. The individual’s resource value equals the full equity value of the property. 6.2.1.2.1. Survivorship Rights Upon the death of one of only two joint tenants, the survivor becomes sole owner. On the death of one of three or more joint tenants, the survivors become joint tenants of the entire interest. 6.2.1.2.2. Conversion to Tenancy-in-Common It is possible for joint tenants to take action during their lifetimes to convert the joint tenancy to a tenancy-in-common (see Chapter E - 6.2.1.1 above). 6.2.1.3. Tenancy By The Entirety - Married Couples Only A tenancy by the entirety can exist only between the members of a married couple. The wife and husband as a unit own the entire property which can be sold only with the consent of both parties. • If the spouse is in the AG AU, 50 % of the equity value is a resource to each of the spouses, meaning 100% would be used in determining the countable value for the AU of two. • If the spouse is not in the AG AU but agrees to sell the property, the individual’s resource value would be 50% of the equity value. • If the spouse is not included in the AG AU and refuses to sell, the property would not be a resource to the individual. Note: If a marriage has been legally dissolved, the former spouses become tenants-in- common and one can sell his or her share without the consent of the other. 6.2.1.3.1. Survivorship Rights