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DEPARTMENT FOR AGING AND REHABILITATIVE SERVICES AUXILIARY GRANT PROGRAM NON-SSI RESOURCE ELIGIBILITY 11/18 CHAPTER E PAGE 114 will prohibit early withdrawal altogether. If the owner cannot under any circumstances withdraw it before it matures, it is not a resource. 63.2.2. Interest If the owner cannot withdraw any portion of the interest prior to the maturity date, the interest is not a resource. 63.3. Verification: Verify the original amount deposited, interest accrued, and what penalty applies for early withdrawal. If the individual alleges that the deposit cannot be withdrawn prior to maturity under any circumstances, verify that. Obtain this information from the individual's copies of account records to the extent possible. Ask the individual to contact the financial institution to obtain information the individual's records do not provide.

64. Trusts – Applicable Policy A trust is a legal arrangement whereby a property interest is held by one person for the benefit of another. A trust may or may not be a resource. The availability of the trust funds; whose funds were used to establish the trust; and when the trust was established are all factors in determining the trust’s value as a resource. Trust policy is in four sections, Chapter E – 63, 64, 65, and 66. This section provides a chart to direct the worker to the policy that applies to the type of trust that is being evaluated. Section 64 provides definitions of terms commonly used in trusts and the procedure for referring trusts to the AAG for evaluation. Section 65 contains Trust Policy A and Section 66 contains Trust Policy B. Each of those sections identify the types of trust to which they apply. Use this chart to determine the appropriate policy to use to evaluate a specific trust. If the trust was established… And contains… Then follow instructions in: Before 1/1/00 Only the assets of the individual (or spouse) and all or a portion the of the Trust Policy A