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Aged, Blind and Disabled Manual Section: Financial Eligibility Requirements Policy Manual Number: 110.050 Chapter: ABD Countable and Excluded Resources Legal Authority: 42 USC 1396p(f); 26 USC 6409; 20 CFR 416 Subpart L; 42 CFR 483.10; Public Law 109-171 (Deficit Reduction Act of 2005); Public Law 113–295; Tenn. Code Ann. Title 71, Chapter 4, Part 8; Tenn. Comp. R. & Regs. 1200-13-20-.06(3)(c) 1. Countable Resources Countable resources are all those available assets whose value is considered in determining resource eligibility. The equity value of all resources (real and personal property) owned by the Eligibility Determination Group (EDG) are countable unless specifically excluded by regulation. Count the resources of the following individuals: a. All individuals included in the EDG; and b. The resources belonging to the Financially Responsible Relative (FRR) of the EDG members, if the relative and EDG members are living together at the time. For Supplemental Security Income (SSI) recipients, TennCare relies on the resource and income determination made by the Social Security Administration (SSA) and the income information from available data sources. Additional requests for resources and income may occur when there is reason to believe that the individual has additional income or resources beyond what is known to SSA. 2. Definitions Resource Characteristic: A description of a resource’s intended use, source or a more specific description of a particular kind of resource. The resource characteristic often determines how to treat the resource, i.e. count or exclude. Not all resource types have a particular resource characteristic. Examples of a resource characteristic include: burial, business or self-employment, personal, and specific types of retirement plans. Resource Type: A liquid or non-liquid asset that an individual owns jointly or individually. The resource type describes the asset itself, and not its intended use, source or other specific features. Examples of a resource type include: checking account, insurance, trusts and real property. 3. Resource Characteristics and Types To determine whether a resource is countable or excluded, factors that must be considered are: the nature of the resource, the date it was created, its intended use, and the source of funds used to create the resource.