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Aged, Blind and Disabled Manual Policy Manual Number: 110.045 Section: Financial Eligibility Requirements Chapter: ABD Treatment of Resources: Ownership, Equity Value & Accessibility April 15, 2015 Division of TennCare 5 d. Verification of Jointly-Owned Resources If a resource is jointly-owned, or an individual successfully rebuts a presumption of 100% ownership or accessibility, verification of ownership and accessibility are required. Verification must include bank statements, agreements, deeds, titles or other collateral statements. The individual’s statement is not sufficient verification. 8. Inaccessible Resources A resource is not considered inaccessible simply because it is non-liquid. The practical inability to access the resource also does not make it inaccessible. See the ABD Inaccessible Resources policy. 9. Resource Time and Value Limits A resource may be excluded for a limited period of time or excluded up to a certain amount. To determine applicable limits, see the specific resource type in the ABD Countable and Excluded Resources policy. Time limits and value limits should be considered when assessing a commingled resource. 10. Identifying Excluded Funds in Commingled Resources Otherwise excludable resource funds must be identifiable to remain excluded when commingled with non-excludable funds. Funds are generally not required to be maintained separately to be considered identifiable, see the specific resource type in the ABD Countable and Excluded Resources policy to see if commingling is specifically prohibited. When assessing withdrawals from commingled funds, the withdrawal should be deducted from non-excluded funds first. Interest from excluded funds may also be excluded, see the specific unearned income type in the ABD Unearned Income policy.