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Aged, Blind and Disabled Manual Section: Financial Eligibility Requirements Policy Manual Number: 110.040 Chapter: ABD Deeming of Income and Resources
August 1, 2025 Division of TennCare 8
b. Ineligible Parent(s) To Eligible Child(ren) Resource Deeming The resources of the child include the value of the countable resources of the parent(s) or spouse of the parent, to the extent that the resources of the ineligible parent(s) or spouse of the parent exceed the resource limit of an individual (if one parent lives in the home) or a couple (if two parents live in the home). If there is more than one disabled child under age 18 in the household, equally divide the value of the deemed resources among those children. i. Ineligible Parent(s) Resource Deeming Budget A 15-year-old child applies for Institutional Medicaid with an ECF CHOICES “At-Risk” LOC Pre-Admission Evaluation (PAE). He lives in the home with his parents. His parents have combined countable liquid resources of $2,300. They have $3,000 of countable non- liquid resources (not retirement accounts). They also have one car, which is excluded. Since the applicant has an “At-Risk” LOC, his parents’ resources are deemed to him. $2,300 is deemed to the child placing him over the resource limit of $2,000. Countable Resources Liquid Resources $ 2,300.00 Non-Liquid Resources (Excludes Individual Retirement Accounts, Keogh Accounts, or Pension Funds owned by Parent(s)) + $ 3,000.00 Burial Reserve Exclusion − $ 0.00 Vehicle Resources + $ 0.00 Total Countable Resource Amount = $ 5,300.00 Resource Limit - $ 3,000.00 Subtotal Deemed Amount = $ 2,300.00 Number of Eligible Child(ren) ÷ 1 Total Deemed Amount = $ 2,300.00 The above budget is current as of January 2020. c. Ineligible Spouse to Eligible Spouse Resource Deeming Total countable resources are the combination of the resources of the applicant/enrollee and the spouse after all applicable resource exclusions are applied. Total countable resources are compared with the resource limitation for a couple. If the amount of the resources does not exceed the limit, the applicant/enrollee is resource eligible. See the Resource Assessment policy for Institutional Medicaid COEs.