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Subject: SNAP Deductions from Income

Policy 24.18 Date of Last Review: 11/30/2023 Effective Date: 09/17/2018 Date of Next Review: 11/30/2026 RDA: SW22 Page 12 of 20 b. The verbal or written agreement is normally for payment on a one-time medical expense 2. The repayment plan will be verified only if questionable. 3. When documenting medical repayment plans, document the amount of the one-time expense, the name and address of the provider, and the length and terms of the repayment plan. Below are the different types of monthly payment plans and how each type is considered for SNAP. 4. How to Consider Monthly Payments for Medical Plans Monthly Installments a. Monthly installment payments on a one time medical expense in the month they are due will be considered. b. Monthly installment payments will be counted for the entire length of the payment plan, even when it spans several certification periods. c. When a HH establishes a repayment plan after certification, the monthly installment payments will be counted for the entire length of the payment plan only if the medical expense has not previously been considered. Refer to the SNAP Deductions from Income Example Scenarios on an example on how to consider monthly payments for a medical plan. 5. Loans a. Monthly payments on a loan that a HH received to pay a one-time only medical expense is considered as a medical deduction. The loan, etc. will be verified to ensure that it, is in fact for a medical expense. b. Normally, additional charges are added on to a loan or charge account. This is usually in the form of interest or finance charges, etc. These additional charges are not included as part of the medical expense. 6. Charge Accounts a. Once in a while, a HH pays on a one time medical bill through a charge account, VISA, etc. b. Only the one-time medical expense as billed when the HH receives the first charge account statement will be considered. At that time, the HH will be given the option of treating the one-time medical expense as: i. a one-time medical deduction; or ii. prorating the one-time expense over the remainder of the certification period. iii. The payment of a one-time medical expense through a charge account as a repayment plan will not be considered. This is due to the fact that there is no means of establishing what portion of the individual’s monthly payment on the charge account is actually credited towards the medical expense, as opposed to other items that were also charged on the same account.