Page 171

Page | 170 9120 NON-LIQUID RESOURCES

Non-liquid resources are resources such as: 1. Personal property 2. Licensed and unlicensed vehicles 3. Buildings 4. Land 5. Recreational properties 6. Any other property not specifically excluded from resources The value on non-exempt resources (except for licensed vehicles not used primarily for income producing purposes) will be the equity value. The equity value is the fair market value less encumbrances (what the customer owes). The encumbrance could include a mortgage, loan, etc. that would need to be dissolved if the property were to be sold.

9200 JOINTLY OWNED RESOURCES

Resources owned jointly by separate households will be considered available in their entirety to each household; unless the applicant household can demonstrate that the resources are inaccessible to them. The resource will be considered totally inaccessible to the household if it cannot be practically subdivided and the household's access to the resource is dependent on the agreement of a joint owner who refuses to comply. The same policies used to determine whether a resource is accessible to the household also apply to resources attributed to the household but owned by an excluded member (including ineligible aliens living with the household).

If the household can demonstrate that it has access to only a portion of the resource, only that portion will be counted toward the household's resource limitation.

Jointly owned resources are not considered accessible to individuals if a legal separation or divorce has been filed as per State Law 25-4-33, unless the other owner has given consent for accessibility.

Jointly owned certificates of deposits (CD’s) are available in their entirety to both owners unless one owner refuses to release it the other owner. Verification of the co-owner’s refusal to cash the CD should be obtained. (If the CD is identified as purchased under the Uniform Gifts to Minor’s or Uniform Transfer to Minor’s Act, it is countable regardless of who possesses it.)

Resources held jointly by persons living in shelters for battered women and children and their former households are considered inaccessible if: A. The resources are jointly owned by the household in the shelter and by members of their former household, and B. The shelter resident’s access to the value of the resources depends on the agreement of a joint owner who still lives in the resident's former household.

9300 AVAILABLE RESOURCES

Resources will be considered inaccessible to the household as long as they were truly unknown to the household. Once the household discovers resources that are legally available to them, the resource must be counted in determining the household’s eligibility for SNAP. Example: A lot has a fair market value of $7900 and the household owes $6200 against it. Therefore, the Specialist would count $1700 as a resource.